The Credit BrothersThe Credit Brothers
Our Story

Born from a problem we watched our father live.

Two brothers, one mission: make sure nobody else gets stuck the way our dad did. Founded 2020. Reached over 100 million people since.

The Inheritance

Our father taught us finance before he taught us anything else.

We grew up at the dinner table talking about money. Margins. Cash flow. What a balance sheet actually means. Our dad ran a small business and made sure we understood how every piece fit together — long before we could legally apply for any of it ourselves.

But there was one piece he couldn't teach us how to use, because he never had it himself: credit.

Watching him run a real business without access to capital changed how we saw the whole game. Every opportunity that needed leverage to seize, he had to walk away from. Equipment he couldn't finance. Growth he couldn't fund. A ceiling he didn't deserve — built entirely out of a missing credit profile.

So we made ourselves a promise the moment we turned 18: we weren't going to be stuck on the wrong side of that wall. We built our credit profiles deliberately, learned the rules most people never see, and watched doors open that should have been hard to open.

The Credit Brothers exists because we kept thinking about everyone who's still where our dad was. People doing everything else right, capped by the one thing nobody bothered to teach them.

Meet the Brothers

Two halves of the same business.

Josh Steil, Co-Founder · CEO
Co-Founder · CEO

Josh Steil

The voice of the brand. Josh runs growth, content, and the long-term vision — turning what we know into stuff people actually want to watch. If you've seen us on Instagram or TikTok, that's him.

My mission is to help people become the CEO of their life — using credit to pursue their dreams.

Chris Steil, Co-Founder · COO
Co-Founder · COO

Chris Steil

The operator. Chris runs the credit team, the program operations, and the client side of the business — making sure every promise we make on camera gets delivered behind the scenes.

We don't sell hope. We sell systems. The work happens whether you're watching or not.

Out In The World

Not just online — out doing the work.

Josh and Chris Steil speaking on stage
Teaching the Backdoor Credit Reset live on stage
The Credit Brothers holding the Debt.com FinTok Awards 2024 trophy
Best Credit Education — Debt.com FinTok Awards 2024
Josh and Chris Steil in Credit Brothers hoodies looking up at their own Times Square billboard
Watching their own billboard light up Times Square
The Credit Brothers with Alex Hormozi at the Skool Games
At the Skool Games with Alex Hormozi
The Numbers

The work, in numbers.

2,700+
Clients served
$70M+
Credit unlocked
1.16M+
Combined followers
250M+
Total views
What We Believe

Credit is a tool.
We teach you how to use it.

Education First

We don't gatekeep. The strategies we use with paying clients are the same ones we share for free with millions of people every month.

No Fluff, No Fear

Credit is intimidating because nobody explains it plainly. We do. Real outcomes — mortgages, businesses, travel — not vague promises.

Built for the Long Game

We're not here to sell you a quick fix. We're here to help you become the CEO of your financial life and stay that way.

Want us in your corner?

Book a free strategy call. We'll map out exactly what's possible for your credit, your funding, and your future.

Book a Strategy Call